If you are considering selling your home let our experience and local knowledge work for you. We will agree a marketing plan to suit your needs designed to achieve the best possible price for your home within the available time-scales and according to the market conditions in your area. Details of your home will be published online reaching local, regional and national buyers.
We are dedicated to providing the highest quality service at competitive commission rates delivered on a no sale no fee basis.
THE BUYING PROCESS
Buying your home can be a daunting experience even if you have purchased before you may find the following information useful:-
Viewing
Buyers can research properties through our website including tax bands, energy efficiency levels and local information. Once you have drawn up a short list we recommend that you drive by in order to assess which properties you would like to move.
Stamp duty
You must pay Stamp Duty Land Tax (SDLT) if you buy a property or land over a certain price in England and Northern Ireland.
You pay the tax when you:
buy a property through a shared ownership scheme
Thresholds
The threshold is where SDLT starts to apply. If you buy a property for less than the threshold, there’s no SDLT to pay.
SDLT starts to apply when you buy property that costs:
Freehold
A free hold property owns the land on which the property was built therefore there should be no ground rent to pay but you should always check with your legal representative prior to purchase
Leasehold
A leasehold property will normally have a ground rent/service charge to pay on an annual or monthly basis. The length of a lease can vary but can be up to 999 years.
Viewing
One you have chosen a property to view simply contact us and we will arrange this for you. We are flexible and will fit in with your and the vendors requirements.
Making an offer
Once you have made a decision just call our office to register the offer. We will liaise with the vendor and once the offer is accepted we will draw up the paperwork for both you and the vendor and liaise with both parties legal representatives
Survey/mortgage offer
Most surveys will be arranged by your mortgage company we will liaise with all parties to assist with this. Once the survey has been undertaken and all is satisfactory you will receive your mortgage offer. It is important to read this carefully to assess whether any conditions are attached to the mortgage offer.
Exchange of contracts
At exchange of contracts you will become legally bound to purchase the property and a completion date will be confirmed by your solicitor.
Completion
Completion will take place once your funds have cleared with the vendors solicitor. his can happen any time between 10 am and 4 pm on your moving date.