Buying

Buying your first home can be a daunting experience even if you have purchased  before you may find the following information useful:-

Viewing

Buyers can research properties through our website including tax bands, energy efficiency and local information.  Once you have drawn up a shortlist we recommend that you drive by the property in order to assess which you would like to view.

Freehold

A freehold property owns the land on which the property was built   Therefore there should be no ground rent to pay but you should always check with your legal representative prior to purchase.

Leasehold

A leasehold property will normally have a ground rent/service charge to pay on an annual ormonthly basis.  The length of the lease can vary but usually begins at 99 years and can be up to 999 years.

Viewing

Once you have chosen a property to view simply contact us and we will arrange this for you.  We are flexible and will fit in with your requirements including evening and weekend apointments.

Making an offer

Once you have made a decision just call our office to register your offer.  We will liaise with the seller and once the offer is accepted we will draw up the paperwork for you and for the seller liaising with both parties legal representatives.

Survey/Mortgage offer

Most surveys will be arranged by your mortgage company.  We will liaise with all parties to assist with this.  Once the survey has been undertaken and all is satisfactory you will receive your offer of mortgage.  It is important to read this carefully to assess whether any conditions are attached to the mortgage offer.

Exchange of contracts

At exchange of contracts you will become legally bound to purchase the property and a completion date will be set by your solicitor.

Completion

Completion will take place once your mortgage funds have cleared with the vendors solicitors.  This can happen anytime between 10.00 am and 4 pm on your moving date.